MEDICARE – ITS FOUR PARTS

Hospital Insurance. Helps pay for in-patient care in a hospital or skilled nursing facility (following a hospital stay), some home health care and hospice care

Medical Insurance.  Helps pay for doctors’ services and many other medical services and supplies that are not covered by hospital insurance

Medicare Advantage.  Plans are available in many areas. People with Medicare Parts A and B can choose to receive all of their health care services through one of these provider organizations under Part C

Prescription Drug Coverage. Helps pay for medications that doctors prescribe for treatment

Medicare has been making changes to its program to help improve health care, including more free preventative services and lower prescription drug costs. Medicare now offers a yearly “Wellness” visit free of charge. This gives you the opportunity to meet with your doctor to review your health and discuss what you can do to stay as healthy as possible. Medicare also now covers screening and counseling for alcohol misuse, depression, and obesity.