What is Third Party Liability?
You can suffer from a work-related injury which simultaneously creates both a third party liability claim and a workers’ compensation claim. A third party liability claim arises from the negligent actions of a third party, other than your employer, while you are acting within the scope of your employment. Generally, in the states of Massachusetts, […]
Rhode Island Temporary Disability Insurance Rules
When injured or ill and unable to work, it is often confusing and overwhelming to navigate the process of filing a claim and ensuring that you are covered for the entire duration of your recovery period. Extended recovery time for serious injuries or illnesses may warrant Social Security disability insurance (SSDI) claims. In Rhode Island, […]
What Should I Do After an Accident Occurs at Work?
If you were injured during the scope of your employment, remember that you are potentially documenting your injury for the worker’s compensation insurance as though you were working, as well as a third party or employer who caused the injury. As for your worker’s compensation claim, whether it happens in a store, office, or by […]
What is Worker’s Compensation?
Workers’ compensation is a type of insurance that pays workers who are injured or become disabled as a result of their job activities. Accepting workers’ comp benefits means the employee waives the right to sue their employer. Workers’ comp is not the same as unemployment benefits or disability insurance.
What Are the Eligibility Requirements for Workers’ Compensation?
The injured worker must be an employee. The employer must carry workers’ comp insurance. The worker must have a work-related injury or illness. The worker must meet state’s reporting deadlines for the injury and filing a workers’ comp claim.The injured worker must attend medical examinations, appointments and follow medical treatments.
How Does Worker’s Compensation Work?
Workers’ compensation insurance gives your employees benefits if they have a work-related injury or illness. Also known as workers’ comp or workman’s comp insurance, this coverage can help cover your injured or sick employees’ medical expenses. It can also help replace wages from lost work time.
How to Document a Workplace Injury
No employer or worker wants to see workplace injuries or illness from an accident at work. While the law requires that all workplace injuries that cause illness or injury be documented, the National Safety Council also recommends that your company document any safety incident that might have led to an accident or injury, even if […]
How Teamwork Promotes Workplace Safety
The costs of workplace injuries and accidents can be incalculable, both to the victim of the injury and to the company. Those costs can include lost work time, medical expenses, reduced quality of life, the expense of addressing a safety issue, and possibly even expensive legal consequences. Safety studies in the medical and aviation industries […]
