What Happens If a Truck Accident Involves Multiple Vehicles?

So if a trucking accident involves multiple vehicles, the real question is first of all, who’s negligent? If it’s only the truck that’s negligent, the only issue of having the other vehicles is, is there going to be enough insurance to cover everyone who was in the accident? Trucks, like motor vehicles, like every other kind of negligence case against someone, we look at the policy limits. How much insurance is there? Now, generally, obviously with trucks, there’s usually a minimum of a million dollars. But if you have four vehicles and catastrophic injuries in all of them, a million dollars is certainly not enough. So, that becomes the real question is how much insurance is available and is there enough to take care of what everyone needs?