How Insurance companies try to pay you less. Part 2

So, welcome back. We’re talking about how to settle your case with the insurance company yourself. Remember, not what we recommend, but so you have the information, I’m here for you. So, the next thing we’re going to talk about is scarring. Scarring is difficult. Most of the components are difficult. Something like medical bills is easy because the fixed number, right? There’s no question they can’t challenge it. And we explained to you about collateral source in the prior video. Scarring is subjective. your opinion versus the adjusters’s opinion or maybe a lawyer’s opinion. Everybody has a different opinion as to the value of the scar. How long is the scar? Is the scar raised? Is it flat? Is it jagged? Is it clean? Is it discolored? Is it raised? All of those factors change the value. For instance, I have a tattoo on my arm. Is the scar through my tattoo? In my opinion, that increases the value because they’ve damaged permanent art that I have on my arm that has a lot of meaning. And maybe we’ll shoot a video to talk about my tattoos and what it means to me. But to another person, they might say, “Oh, well, you can’t even see the scar as well.” So very subjective. How about you as a person? Are you younger? Are you older? Do you have other scars? All of those things are a factor and have to be taken into account. So, all I can tell you is on your own, ask for as much as you can and negotiate the number until you get to a number that you’re comfortable with. But that’s why you use us because we’ve have settled thousands of scarring claims. And based on our experience and tracking adjusters and tracking insurance companies and tracking values on scars and all the factors, we know what a scar is worth. So, if you try it on your own, we wish you the best of luck. Check out the next video for more information.